People receiving a cut of the health savings account are from lower premiums and taxes. But the biggest long-term benefits for many of the hundreds of thousands of dollars they have in their health savings accounts are, how they enter their retirement. Obviously the only way to build a significant amount in your HSA to fund each year to ensure a good return on your money, and withdrawals. And the simplest way to avoid withdrawals is to stay in goodHealth.
People need to understand much more control over their health than most of them. If you make more personal responsibility for your health, forget your New Year's "Resolutions" (if you're like most, you probably have already!), And some real goals to improve your health and prevent future degeneration.
You have the power
The first step on the road to optimal health is to recognize that it is not the power to influence health as youAge. While the genes you inherited from your parents affect the risk for most diseases this influence is small compared to the role your lifestyle plays.
That's the way it does for the average American since they are in their 30's or 40, most have at least one regular prescription drug - drug Typically cholesterol, blood pressure medications and / or Viagra. With their 60's, most people are basically falling apart, for 2 or 3 drugs and suffering from arthritis Pain, obesity, depression, insulin resistance and a host of other diseases. Within 10 years, many are dropping like flies.
But of course not be.
Imagining the Future
How do you imagine your life going? Give yourself a beer (do it now, before you get to the part where we actually write to achieve the objectives of lifestyle), sit back, relax and dream. Imagine being 70 years. Are you still in good health, tennis, running onBeach>? Or, you're old and fat, with just enough energy to get off the couch and make it to the refrigerator and back during the Wheel of Fortune commercial?
Then set the revision of their health savings account balance. He has $ 350,000 in it, or $ 350? If you're not in the best health, chances of your HSA, you can not.
If this is too far in the future, imagine in January 2009 and where you want to be. It 'mostly your choice.
How will you getE?
When you think about the future perfect, it's time to get serious with the arrival. And the key here is to focus on lifestyle, it brings to a close.
Supply
Nothing is more important for your health in the long term, a healthy diet. So your attention as much as possible should be the quality of your diet.
Base your diet on real, whole, unprocessed foods. Fruit, vegetables, fish, lean meats, nuts. Up to 10,000 years ago, people have no access toBread and potatoes. It is only in the last 100 years we have started eating large amounts of sugar, corn syrup, white flour and other modern foods.
If the weight is to lose one of your goals, go on a diet is not the answer. Probably you have previously tried, and do not know works. But what does not is constantly changing eating habits, and the place where the majority starts with a feeling of rejection. Whether it's wings and beer, or Twinkies and root beer,what you eat, you are at this point is probably what you feel like you deserve "to eat" and feels that it is 'right' do not get to eat more this way.
Get over it. The fact is that no one likes so without consequences. Instead, choose to eat good food. Temporarily, or only to lose weight. Do not tell anyone that you are "dieting". Tell them that this way of eating you.
Exercise
We are built to move andeveryone can work his body going to improve.
The basics: muscle strength, cardiovascular fitness and flexibility.
Here's what should be your recipe:
Lift weights three times a week. pounds enroll in a gym or simply buy some 20 30 and free weights. Every week, make sure to work your arms and shoulders, chest and back, and legs.
Do something aerobics three times a week, 20 minutes or more. Not only for walking, but actually do something that makes youBreathe is difficult - if, jog-line skating, basketball, or whatever.
Stretch every night. Five minutes or less should do it.
The power of written goals
So at this point you should have two ideas in mind. One is a photo of you at some point in the future. What how you feel and how it will work? The other is the permanent change in lifestyle is expected to be implemented to help achieve it.
Now is the time to bring down on paper. This is aeffective exercise for your mind is more "real" and are more likely to endure.
Before writing a detailed description of your future, just as you would like to be.
Then write your habits in positive terms. What kind of food you eat? What are the foods you have at home? Where and when to eat, see, and what kind of food you order?
Remember, it is very difficult to make changes ifFeelings of rejection. Fighting hunger is virtually impossible. Instead of what we do not eat, attention to what you eat, and the final result. And if you want to show off occasionally on ice cream, go ahead.
As you withdraw your HSA if you?
In 2008, the maximum annual HSA contribution is $ 5,800 for families. If a family makes the maximum contribution each year is a return of 8% on their money, and $ 500/year in health care costs areare $ 261,885 in their HSA after 20 years. If they have $ 3000/year in medical expenses, only $ 138,354 after 20 years. This shows how powerful Health Savings Accounts can.
Stay healthy, get wealthy. Go together safely. And with the impending Medicare bankruptcy will certainly want to be as available to pay their money for future medical expenses when they occur.
Suddenly it was not for me, the wings and fries for dinner unusualwashed after a couple of beers. Other times, had a beer at dinner, accompanied by a pair of wings. Surprisingly, the body can take these raw materials and produce eyes, lungs, heart, and everything that keeps us on our toes. But if we look closer, we'd see poor ingredients produce a poorly functioning body.
If optimal health is not a priority in your past, make 2008 a year of change. You will not regret.
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